Make Your Salary Work As Hard As You Do

Personalised strategies from our salary packaging specialists can help boost your purchasing power significantly.

How Does Salary Packaging Work

Using your pre-tax salary to pay for allowable items allows you to increase your disposable income by paying less tax – often amounting to thousands of dollars each year.

Maximise Your Income The Smart Way

Salary packaging is a smarter way to use your salary to pay for a vehicle, a mortgage and many of your other everyday expenses before you pay tax. Using your pre-tax salary to pay for things allows you to increase your disposable income and pay less tax – often thousands of dollars less each year.

It’s fully approved by the Australian Taxation Office, however it pays to seek specialist clarification from us to ensure you gain everything you’re entitled to, and make the process of setting up your package easy.

Calculate Your Savings

We make managing your salary packaging easy

Salary package a wide range of benefits for maximum tax savings.

Benefits Of Salary Packaging

Save on income tax. Save on GST (not applicable to all benefits). Obtain that new car you always wanted sooner.

Reduce Your Taxable Income

Salary package benefits are deducted from your salary before you pay tax. This has the effect of reducing the amount of income you pay tax on.

Increase Your Disposable Income

As you are paying less tax, you are then taking home a larger portion of your salary as opposed to not salary packaging.

Make Salary Packaging Work For You

What Can I Salary Package

Depending on the industry you are employed in, there are many benefits available to you.

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Can I Salary Package A Car?

Absolutely! In fact, it’s usually the cheapest way to get into a new vehicle.

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How Much Can I Save?

Depending on your salary and the benefit, savings can vary. Use our calculator for instant results.

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Your New Car

Salary packaging your next car is a good decision; see how it can work for you. Call 1300 303 357 and speak to one of our friendly specialists.

* Please click here for calculation details.

Get In Touch!

Find out how much you can save on a new or used vehicle with a novated lease through SalaryMasters. Enter your details and we will get in touch with you shortly.

As this advice has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Visit Important Information to access Product Disclosure Statements or Terms and Conditions which are currently available electronically for products of SalaryMasters, along with the relevant Financial Services Guide. Applications are subject to credit approval. Interest rates are subject to change. Fees and charges may apply.
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We’ve developed a unique system which can more accurately calculate your true expenses, giving you significantly greater savings over time which you can use to obtain the vehicle you’ve set your heart on. Estimate what you could save with our

You are spending below the amount your Employer has provided for your Vehicle Allowance. In most cases, you will pocket the difference each pay period.

The vehicle / amount you have chosen is in excess of your Vehicle Allowance. This means that you will need to contribute more from your Gross Annual Salary.

Not sure what type of vehicle you are looking for?
Not sure what you can afford?
Enter an amount here and the Calculator will provide you with an estimated cost per pay cycle you have specified.
(Amount shown includes GST and excludes dealer delivery and on-road costs).

If your Employer provides you with a Vehicle Allowance, enter the amount here and the Calculator will tell you if you are above or below the Vehicle Allowance.

Enter your Gross Annual Salary, excluding superannuation.

A novated car lease is a great alternative to buying a car outright. You need no cash up front, and there are major tax benefits. And because it works by setting up regular deductions from your pay, registration, insurance, roadside assistance, maintenance, tyres and even fuel can all be included. Never worry about these pesty bills again.

You can choose to salary package almost any new car available in Australia. We can offer you outstanding deals on hundreds of sports, family and prestige vehicles – cars, wagons, 4WDs and SUVs – from dealers Australia-wide. We have long-established relationships with premium dealers who stock all the top brands, so our buying power is second to none.

With our specialist guidance, you can learn the secrets of using your pre-tax salary to save thousands on a new vehicle, your mortgage and much more. Secure every dollar you’re entitled to.

We only employ experienced specialists in salary packaging and fringe benefits tax, who stay totally up to date with Australia’s ever-changing taxation landscape with ongoing training. The benefits are all yours.

Instead of speaking with a different person each time, you’ll be assigned a personal client manager, who’ll look after every aspect of your contract.
You’ll obtain high quality service every time, from a specialist who’s committed to your satisfaction, and who’s completely familiar with your needs.
All our staff are located in Australia, and your personal information is kept secure right here – never offshore – so your privacy is assured.

We’ve developed a unique system which can more accurately calculate your true expenses, giving you significantly greater savings over time which you can use to obtain the vehicle you’ve set your heart on. Estimate what you could save with our